Why You Should Be Using a Credit Monitoring Service

  Some people think that credit monitoring services are only necessary for those with particularly troubled credit history, but that’s not the case at all. In fact, it’s just as important to use a credit monitoring service in order to maintain a pristine credit rating as it is to improve a poor one. When you Read more about Why You Should Be Using a Credit Monitoring Service[…]

5 Secrets to Building a Strong Business Credit Profile

Business Credit is credit that is obtained in a Business Name, with business credit the Business builds its own credit profile and credit score and with an established credit profile and score the business will then qualify for credit. This credit is in the business name and based on the business’s ability to pay, not Read more about 5 Secrets to Building a Strong Business Credit Profile[…]

How Your Credit Score Can Affect Employment Opportunities.

It’s common knowledge that your credit score is a determining factor in securing a loan or mortgage, but did you know that a bad credit score can make your job hunt more difficult? When an employer does a background check, they may also request that you give them permission to pull your credit report. Although Read more about How Your Credit Score Can Affect Employment Opportunities.[…]

Utilization: Maintaining The Right Credit Balance to Limit Ratio

One of the first steps I recommend when repairing credit is to pay down any open credit accounts where the balance is more than 30% of the account’s credit limit.  It is by far one of the QUICKEST ways to boost your credit score. When your credit score is calculated, substantial consideration is taken on Read more about Utilization: Maintaining The Right Credit Balance to Limit Ratio[…]