Become an authorized user and watch your credit score skyrocket!

An authorized user card could give your credit score the boost you’ve been looking for! Your credit scores are significantly based on factors such as the age of your accounts, the payment history and the reported balances as they relate to credit limits (the lower that percentage is, the better). If you need an immediate Read more about Become an authorized user and watch your credit score skyrocket![…]

4 Steps to Creating Good Credit.

Establishing good credit habits and therefore a good credit rating will improve your credit worthiness.   This will be reflected in potential lenders offering you substantially lower interest rates and better deals on credit offers. As a consumer you’ve learned the importance of establishing a good credit rating with your lenders.  Whether you are shopping for Read more about 4 Steps to Creating Good Credit.[…]

Is your goal is to purchase a home in 2017? If so…you really should be reviewing all 3 of your credit reports.

Here’s why… creditors are not required to report to all 3 credit bureaus. If you’re not reviewing all 3 of your credit reports – you could be caught by surprise.  When you meet with a mortgage loan officer, he or she will review all 3 of your credit reports (often referred to as a tri-merge Read more about Is your goal is to purchase a home in 2017? If so…you really should be reviewing all 3 of your credit reports.[…]