YES! You can repair YOUR OWN credit!

You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and commitment for do-it-yourself credit repair. It does take time, but it’s also very rewarding. Clean Up Your Own Credit Report Read more about YES! You can repair YOUR OWN credit![…]

Understanding the different types of accounts on your credit report

There are five main factors that make up your credit score. Two of them, payment history and utilization, account for about 65% of the points that make up your credit score. But making payments on time and keeping debt levels low aren’t the only ways to go about improving your credit score. Here, we will take Read more about Understanding the different types of accounts on your credit report[…]

6 factors to consider before applying for a business loan.

  The first step to getting approved for a business loan is knowing you’re ready for one. Whether your business is booming and you want to open a new location or you need new equipment to expand your operation, there are different kinds of business financing designed to fit your need. But having your financials in order so Read more about 6 factors to consider before applying for a business loan.[…]

Earn CASH BONUSES from simply opening up a checking/savings account(s)!

Bank Account Promotions & Bonuses Find the best Bank Account Promotions & Bonuses from the biggest banks in the nation E.G. Wells Fargo, Chase, Bank of America, US Bank, PNC Bank, Regions Bank, SunTrust Bank, TD Bank, Fifth Third Bank, KeyBank, Capital One, Citibank, and many others. You can find all Bank Account Promotions for Read more about Earn CASH BONUSES from simply opening up a checking/savings account(s)![…]

How many points are your late payments costing you?

Okay Guys…. Time for a little math. Credit Scores range from 300 to 850. This means that there are 550 points that you can either gain or lose. (850-300=550) I hope you guys are still with me. ………………….. Payment History accounts for 35% of your credit score. Why? Glad you asked! They want their money Read more about How many points are your late payments costing you?[…]

Do NOT go to the car lot and buy a car with your tax money ESPECIALLY with bad credit!

  Here’s why. If your credit is challenged, they will run your credit 50 times to see who will buy your debt. Inquiries lower your score 5-7 points every time your credit is ran. When the results come back, the dealership will pick the one that makes them the most money usually the highest interest. Read more about Do NOT go to the car lot and buy a car with your tax money ESPECIALLY with bad credit![…]

The BEST way to MAXIMIZE your tax refund? Invest in your credit!

During tax season, conversations about how to use that always-anticipated tax return pop up all over the internet. Many who get a refund use it on vacations and other big ticket items. And while this isn’t always a bad idea, it may not be the wisest choice you can make for your tax refund. One Read more about The BEST way to MAXIMIZE your tax refund? Invest in your credit![…]

Become an authorized user and watch your credit score skyrocket!

An authorized user card could give your credit score the boost you’ve been looking for! Your credit scores are significantly based on factors such as the age of your accounts, the payment history and the reported balances as they relate to credit limits (the lower that percentage is, the better). If you need an immediate Read more about Become an authorized user and watch your credit score skyrocket![…]

4 Steps to Creating Good Credit.

Establishing good credit habits and therefore a good credit rating will improve your credit worthiness.   This will be reflected in potential lenders offering you substantially lower interest rates and better deals on credit offers. As a consumer you’ve learned the importance of establishing a good credit rating with your lenders.  Whether you are shopping for Read more about 4 Steps to Creating Good Credit.[…]