How to Get a Credit Card Late Payment Fee Waived in 4 Easy Steps

  Sometimes, all you have to do to get a late fee waived is call the card issuer and ask. Often times we get caught up in life and sometimes forget what’s important to us.  We can forget birthdays, anniversaries, and yes even bills.  Even though birthday’s and anniversaries can be made up (hopefully), a Read more about How to Get a Credit Card Late Payment Fee Waived in 4 Easy Steps[…]

Utilization: Maintaining The Right Credit Balance to Limit Ratio

One of the first steps I recommend when repairing credit is to pay down any open credit accounts where the balance is more than 30% of the account’s credit limit.  It is by far one of the QUICKEST ways to boost your credit score. When your credit score is calculated, substantial consideration is taken on Read more about Utilization: Maintaining The Right Credit Balance to Limit Ratio[…]

Boost your Personal Credit with 4 simple steps!

For most people, a personal credit score is still an important metric lenders may consider to measure your creditworthiness when evaluating your application for a loan. While different lenders weight the score differently, the benefits of building and maintaining a good personal credit score will likely never go away. With that in mind, here are Read more about Boost your Personal Credit with 4 simple steps![…]