WHETHER ITS PERSONAL OR BUSINESS, LET US HELP YOU GET YOUR CREDIT ON THE RIGHT TRACK!

Our Services

CREDIT MANAGEMENT

Initially, we will conduct an audit of your credit reports when you sign up for our services. The audit process combs through your credit files to determine the positive and negative aspects of your reports and determine a plan of action on how to properly dispute. Afterwards, we will begin disputing inaccurate and unverifiable information immediately. You will begin seeing results usually within 30-45 days. And remember, you don’t pay unless we are successful in removing negative items from your credit report. That is our GUARANTEE!

CREDIT ENHANCEMENT

After we have removed negative information from your credit reports, it is now time to focus on adding positive information. Credible Concepts has a variety of credit enhancement tools that can be beneficial towards raising your credit score as high as possible. Items such as: Authorized User Accounts, Secured Credit Cards, Rental History, and Credit Builder Accounts can be added to your credit reports to assist you in your goals of a high credit score.

CREDIT EDUCATION

After you have successfully accomplished your credit goals, it is important for you to maintain good credit. We will educate you on many tactics that will inform you on properly managing your credit as well as using credit properly to achieve your goals.

CORPORATE CREDIT

Learn how to build corporate credit solely in the name of your company. By separating your corporate credit from your personal credit, you are personally doing yourself a favor by reducing any financial liabilities and obligations made on behalf of your company. We can walk you through this step by providing you a FREE business credit report as well as assisting you on obtaining a FREE Dun and Bradstreet number for your business.

Our Services

CREDIT MANAGEMENT


Initially, we will conduct an audit of your credit reports when you sign up for our services. The audit process combs through your credit files to determine the positive and negative aspects of your reports and determine a plan of action on how to properly dispute. Afterwards, we will begin disputing inaccurate and unverifiable information immediately. You will begin seeing results usually within 30-45 days. And remember, you don’t pay unless we are successful in removing negative items from your credit report. That is our GUARANTEE!

CREDIT ENHANCEMENT

After we have removed negative information from your credit reports, it is now time to focus on adding positive information. Credible Concepts has a variety of credit enhancement tools that can be beneficial towards raising your credit score as high as possible. Items such as: Authorized User Accounts, Secured Credit Cards, Rental History, and Credit Builder Accounts can be added to your credit reports to assist you in your goals of a high credit score.

CREDIT EDUCATION

After you have successfully accomplished your credit goals, it is important for you to maintain good credit. We will educate you on many tactics that will inform you on properly managing your credit as well as using credit properly to achieve your goals.

CORPORATE CREDIT

Learn how to build corporate credit solely in the name of your company. By separating your corporate credit from your personal credit, you are personally doing yourself a favor by reducing any financial liabilities and obligations made on behalf of your company. We can walk you through this step by providing you a FREE business credit report as well as assisting you on obtaining a FREE Dun and Bradstreet number for your business.

ABOUT CREDIBLE CONCEPTS

Life is so much easier when you have good credit.

Here at Credible Concepts, our mission is to help you escape credit prison and enjoy life by obtaining the credit you deserve. With our credit management program, we will help you delete or correct inaccurate or unverifiable information from your credit report and empower you with the knowledge you need to maximize your credit scores. We were founded with the goal of helping people achieve the creditworthiness they deserve and changing their lives by making their dreams into reality. Whether it was buying a new home, getting approved for an auto loan, raising their credit score or removing negative items from their credit report, we have a proven track record to help them achieve their goals. Also, after successfully helping hundreds of people fix their credit, we saw an increasing need from business owners who were desperately looking for financing for their business and not being able to find it. We are able to help business owners with not only building their business credit, but help them structure their business so that they are fundable in the eyes of the lender. And when done correctly, they can maximize and leverage their good personal credit along with good business credit and achieve their goals as much as possible.

Schedule a Consultation

Consultation

30 Mins

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TESTIMONIALS

Our Client Reviews

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C. Jackson

Client

My family and I are so grateful for Credible Concepts and their help in getting out credit scores corrected. At first I was a bit skeptical of using a credit management company since I did not know much about their type of business. The Credit Specialists at Credible Concepts explained everything to me and held my hand as hey went through the process. I had my first round of response back in just 3 weeks and already I had three items on my report corrected. Because of how professional they work, we were able to increase our credit scores from the low 600’s to the mid 700’s in just a few months and now we have been approved to buy our dream home.

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J. Myers

Client

I didn’t think anyone could help my with my credit score. I had some issues in the past when I lost my job and made arrangements with all of my creditors to pay a lower minimum balance with no interest charges until I found a job then would pay the balance in interest in full. After I found a job I made good and paid all interest in full and thought I was up to date as agreed. Then I went to apply for a home loan and was denied due to low credit scores. I heard about Credible Concepts and gave them a call. They helped me correct the issues I had with my creditors an even found fraud on my account which they also helped to fix. Thanks to Credible Concepts, I got my credit fixed and was able to obtain financing for my new home.

Working with Credible Concepts has been an inspiration for my business. A business associate of mine recommended their services, and after reviewing what Credible Concepts does and what they have to offer, I decided to sign up with their program. They have helped me in a great way, providing coaching with the best strategies on how to manage and build my business credit profile. I’ve always had a goal to achieve the highest FICO and business credit score possible, and with the guidance of Credible Concepts I am well on my way to accomplish that goal.

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A. Ramirez

Client

TESTIMONIALS

Our Client Reviews

Image

C. Jackson

Client

My family and I are so grateful for Credible Concepts and their help in getting out credit scores corrected. At first I was a bit skeptical of using a credit management company since I did not know much about their type of business. The Credit Specialists at Credible Concepts explained everything to me and held my hand as hey went through the process. I had my first round of response back in just 3 weeks and already I had three items on my report corrected. Because of how professional they work, we were able to increase our credit scores from the low 600’s to the mid 700’s in just a few months and now we have been approved to buy our dream home.

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J. Myers

Client

I didn’t think anyone could help my with my credit score. I had some issues in the past when I lost my job and made arrangements with all of my creditors to pay a lower minimum balance with no interest charges until I found a job then would pay the balance in interest in full. After I found a job I made good and paid all interest in full and thought I was up to date as agreed. Then I went to apply for a home loan and was denied due to low credit scores. I heard about Credible Concepts and gave them a call. They helped me correct the issues I had with my creditors an even found fraud on my account which they also helped to fix. Thanks to Credible Concepts, I got my credit fixed and was able to obtain financing for my new home.

Image

A. Ramirez

Client

Working with Credible Concepts has been an inspiration for my business. A business associate of mine recommended their services, and after reviewing what Credible Concepts does and what they have to offer, I decided to sign up with their program. They have helped me in a great way, providing coaching with the best strategies on how to manage and build my business credit profile. I’ve always had a goal to achieve the highest FICO and business credit score possible, and with the guidance of Credible Concepts I am well on my way to accomplish that goal.

Office: 8295 Tournament Dr #150, Memphis, TN 38125

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